skyinsurance
13-01-09, 09:11 AM
Not tips as such but the bits listed below are the biggest variables which effect the price you pay on insurance:
Limited mileage
Access to other cars (parents, girlfriends etc)
NCB
Postcode
Age
Experience on a similar vehicle
Ownership (claim free) of the current car you are insuring
Where car is kept over night (eg garage better than on street)
Security fitment
Car club membership
SP30/50s etc dont make much difference, if any at all.. if you look at it from an insurer's perspective you could view someone with 9 point on their licence as less of an insurance risk because they are more likely to drive carefully to avoid losing their licence.
The convictions we dont like a dangerous driving/drink driving etc.. but even these are not the end of the world.. a conviction for racing on the public highway isn't great!
A lot of these are obvious but I do get asked this sort of stuff all the time.. so here it is in black and white http://www.toyotagtturbo.com/images/smilies/cool.gif
Ollie
Sky Insurance
Limited mileage
Access to other cars (parents, girlfriends etc)
NCB
Postcode
Age
Experience on a similar vehicle
Ownership (claim free) of the current car you are insuring
Where car is kept over night (eg garage better than on street)
Security fitment
Car club membership
SP30/50s etc dont make much difference, if any at all.. if you look at it from an insurer's perspective you could view someone with 9 point on their licence as less of an insurance risk because they are more likely to drive carefully to avoid losing their licence.
The convictions we dont like a dangerous driving/drink driving etc.. but even these are not the end of the world.. a conviction for racing on the public highway isn't great!
A lot of these are obvious but I do get asked this sort of stuff all the time.. so here it is in black and white http://www.toyotagtturbo.com/images/smilies/cool.gif
Ollie
Sky Insurance