There ya go, cheap insurance!!!!!!!

[Adam*D]

http://redirectingat.com/?id=42X145&test=off&url=http%3A//www.cadred.org/Forums/Thread/48606/ (http://redirectingat.com/?id=42X145&test=off&url=http%3A//www.cadred.org/Forums/Thread/48606/)

Can't be true, can it?????:confused:

[Essex Kid]

Just done it myself - bloody works. Bearing in mind it was just to get a quote, my 5door nova with just the braided brake hoses added.

Awesome lol

[Jack]

I just get a page full of "unable to quote" for the Celica.

After spending 55 minutes attempting to get that (MOD network bandwidth is cranked down over lunchtime... plus no doubt everyone is probably trying the same trick lol), I cba to try the Nova lol


[edit] Managed to get a quote on the Celica at last. All mods declared (with braided hoses - which I may just have to fit between now and renewal :D), FC w/ business, 10k/year, SP50, + my sister as second driver... ~8 years NCB, grade A postcode = £202. Sky was £400 last year (albeit with like for like mods and drive any car) lol

Can they charge you extra after taking out the policy though, if they say the quoted amount was a mistake? Or at least cancel the insurance? I don't really fancy being insured for a month, then they write to me asking for another £xyz or to cancel the policy, costing me a months NCB...

[Rich]

Think you can buy online, if you do that they cant realise lol

[Connor]

it actually works when you add other modifactions aswell

i've paid now so they cant say nothing
£192 it came to for a 1.2 merit
with alloys, suspension , exhaust and err braided hoses.
also with 3 points all declared and i'm 18 so

[Sloth]

my quote on my mk1 cav was £186 fully comp with an xe, performance zorst, and braideds. i have 9 points and im 22. without the braideds its £900!

[stevenf]

its so temting to take it out. if you were to pay in full could they ammend the policy to make you pay the correct amount?

[Sloth]

nope, once theyve quoted you its a legal contract to cover you at that price untill 30 days after the quote. i just did a let nova with a big spec and it came to £1211 fully comp, without the braideds, its £3677!

[Adam*D]

Think I deserve a round of applause then eh? lol lol lol lol lol lol lol
Glad someone's made use of it anyway:thumb:

[stevenf]

might be making use of it in a few mins. have to see if a can borrow ma aunties visa first lol :D

[Sloth]

ha ha well done adam d i think we all owe you a beer!

[Nova_Sean]

Where can i get the hoses from?

[Essex Kid]

Ebay - about 45 quid

[Nova_Sean]

Pm'd

[raymond]

i think they are dear ive just had a q and it came back at £586

then again i had to put the wife on which could have made it dearer

[Plug]

until someone actually takes the policy out im thinking its a FAIL

[Adam*D]

erm....... people HAVE taken the policies out AND had there certificates posted out!
I don't think there's anything the company can do in this situation, apart from sack the bloke who programmed the computers!!! :lol:

[Plug]

well here is my findings after putting in correct detail with braided hoses for my 1.0L spin.

http://i706.photobucket.com/albums/ww64/gsi_jimbo/Myinsurance.jpg

[Adam*D]

Feck me!!!!! £over 4k for a years insurance!!!!!! nearly fell off me chair!
You must have broke the website!

[Plug]

i think im going to go with express insurance

[Rich]

£183.75 for the starlet!!!! LMAO

shame i dont need to renew. For some reason they wont quote my mate on his civic? he can renew now aswell

Express insurance quoted me £9,999 as well, 21 3 years ncb on a starlet turbo lol

[Rich]

Has the site gone down for anyone else??

[Plug]

yea im trying to get a quote for my missus and its just not loading.

Prob fixing the glitch

[Jack]

It was slow earlier. Although, I do have a copy of the quote in my email, which I may decide to take up :D

I'll be annoyed off if they do fix it, my insurance is due beginning of Feb and Sky's renewal quotation isn't exactly competitive lol

[Plug]

cant beat my quotes lol

[Jack]

Thats probably why the website is down, your high quotes broke it lol

[Plug]

lol prob i cant belive how high they are for a 1L Nova

[Ash]

NO WAY! £202 for my leon cupra! I just paid £660 - luckly I have a 14 day cooling off period :D

[nova_saloon]

Just tried added everything all modifications and 2.0l and it didnt do me for 168 or whatever think they fiqured it out and sorted it now, plus it went really slow and wasnt letting me add modifications for a bit
well upset now!

[Ash]

Either they've figured it out or it's closed for the night. I know that sounds funny for an online quote but it does depend on the time of day for some reason.

[Jack]

I might have a go tomorrow with the nova.

Either way, I've still got the £202 quote emailled to me for the Celica. May have to take that up lol

I did LOL at this though:

Using this service is FREE! There are no hidden charges: you pay the same as you would dealing direct with the insurer.
Right, so why did e-car insure me via their own website for >£1000? lol


[edit] lmfao @ this link (http://forums.overclockers.co.uk/showthread.php?t=17963649), some people talk a complete load of balls!

However, as pointed out on there:

eCar Insurance may cancel this Policy by sending You not less than seven days notice by recorded delivery to Your last known address. We will reimburse You on a pro rata basis the premium for the period of insurance still remaining.
So when they realise they've made a cock up, they'll write to you saying "you owe us £xyz, please pay within 7 days or we cancel your policy".

[Rexy]

always a get out clause.... got all excited then lol was going to buy something randomly and insure it lol.

[Plug]

lol

[matt_vaughan]

ecar gave me 183 quid, got a feeling I'll be changing insurance in the morning.

Lets hope this doesnt go tits up.

Ah never mind, read RJ's post, stuff like this always too good to be true.

[Plug]

just be carefull as Rj pointed out when they realise they will demand £xy cash or void your policy

[Adam*D]

This insurance "scam" if ya like is now the most talked about bit of info on the Internet! it's on all the sites me and the wife go on and we've had mates ring us and ask us if we've heard about it! :)
Can you imagine how much business this has drummed up for this company? they have probably had more business today than in the last 6 months!!! It might not be too good to be true, you'll just have to pay your money and take your chance, but I would say once you get a insurance certificate then they can't ask you for any more money............................. only time will tell!

[NovaBoi92]

i would have payed for this. if i were 17. if it IS all legit, i will miss out big time :( unless i can buy insurance now and use the policy when im 17 if you see what i mean lol

[Sloth]

i bought the cover on the cav, and there isnt a get out clause, the nice lady said as soon as you have the quote they have to cover you at that price. ha ha ha epic win!

[Jack]

i bought the cover on the cav, and there isnt a get out clause, the nice lady said as soon as you have the quote they have to cover you at that price. ha ha ha epic win!
True, but read my post above. It says in the T&Cs that they can cancel the premium at any given time. So you take out the policy for £202 or whatever, then in 6 months time they decide "oh we made a mistake, we're cancelling it". You lose 6 months NCB. You will be covered until they realise the mistake then cancel the policy. I would be extremely surprised if they let this slide, people are getting insurance quotes on daft cars at 17 etc.

TBH if it was the Nova that was due for renewal, I'd be tempted as I don't use my NCB on that, so an xyz month cancellation isn't a problem.

On another note - how crap is that mod system. I have to chose "suspension changes" and give details saying its been lowered with higher rate springs. Yet if I say "non-standard engine fitted", they don't ask for any more details lol


[edit] Looks like they fixed the ecar bug. I did manage to complete a Nova quote though: Non-Standard Engine, Braided Brake Hoses, Non-Standard Respray, Strengthening Brackets, Alloy Wheels, Uprated Brakes, Suspension Changes; 0NCB, 3k/year, TPF&T = £344. Says "Phone Price Only" though...

[sulphur]

That made me curious last night when I was looking through, regarding the "non-standard engine". Are they trying to say, when you select that and no more info is needed, the quotes will be alike for a 2.0 8v, a 2.0 16v and a LET?

Mod system seems to be based on suspension, wheels and brakes really. Doesn't seem to work well, but on the other hand at least there's a 'decent' choice so that the majority of mods can be declared online for a 'more accurate' quote.

[Jack]

I would assume they have one flat loading for an engine replacement. You might find some of the companies will request further information, whilst some are just happy to know it has a different engine fitted and charge a premium for that.

[AlexW]

I was having a play about with this, its not any cheaper for me but i did learn that autotrader (who im with now) is asking Less than i pay atm, and thats less with all the mods declared, rather than not being declared :confused:

[Mazz]

Just done a quote and although i didn't get a <£200 quote, i have got a one very good one for:
XE Nova, nitrous, coilovers, brakes, braided hoses!, cage etc for £387.

[whitenovasaloon]

Cheers adam*D you just saved me a small fortune, paid £183 for my punto and i'm 19, previous best quote was £550. now to get some braided hoses and a policy for the nova :D

[turbojolt]

my brother showed me this last night on another forum saved me 800 quid and saved him 6 grand its going to be spotted and changed soon i think as its on every last forum lol



and its better im fully comp now lol and can finally change my insurance to being under my london address and not the herts one

[Jack]

I would suggest anyone under the age of 23 avoids this, as your NCB will be too important to lose xyz months worth in the event they do cancel it mid-term.

[turbojolt]

i was thinking this but how can they cancel it its a contract with them is int it surly you can just pull out half way through or can they

[Jack]

Not read the whole thread then? lol



eCar Insurance may cancel this Policy by sending You not less than seven days notice by recorded delivery to Your last known address. We will reimburse You on a pro rata basis the premium for the period of insurance still remaining.
So when they realise they've made a cock up, they'll write to you saying "you owe us £xyz, please pay within 7 days or we cancel your policy".

[turbojolt]

no never read all of this one will now lol


o well if they stop it its back on the buss and trains as running cars cost way to much for me right now lol

[marc novataken]

my brother took out a policy with them yesterday, and his copy of policy says they can only cancel if he lied to them

[stevens999]

all they said for me was unable to quote!!!:(

[Adam*D]

Just tried to insure a pal of mine who is 23 and only been passed 1 year and with ecar his premium was £2613!!! on a 1.6 16v vectra:eek: Guess they've cancelled this now then:cry: :cry: :cry: :cry: :cry: :cry: :cry:

[stevenf]

so who all took out a policy then and is it still going or have they cancelled it?

[Jack]

http://www.pngclub.com/forum/showthread.php?t=112573

[Sloth]

yeah, i got mine cancelled, nut its only £289 on the cav f/c so i dont really care, oh and thats all mods declared, i.e saab lump etc...

[marc novataken]

my brothers policy on his 106 is still running, they tried to cancel but after looking at his policy, it said nothing about the braided hoses on his, he was covered for alloys, lowered, exhaust and tints but nothing about hoses so they couldnt cancel