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Christ
02-12-08, 05:35 PM
Is it true you can lose your no claims discount if you dont have insurance for a year or so?

I sold my car and cancelled my insurance about 6 months ago, when I cancelled I had 3 years no claims and I dont want to lose that.

Also, since I have a garaged car can I insure it on a garage/storage policy type deal and still build no claims?

Adam
02-12-08, 05:42 PM
Yes, some companies its 6months, others its 2years.

Christ
02-12-08, 06:36 PM
so when you go to a new company for insurance its up to them? or is it to do with your previous insurer?

krobinson
02-12-08, 06:39 PM
Most insurance companies your NCB lapse's after 2 years.

krobinson
02-12-08, 06:42 PM
so when you go to a new company for insurance its up to them? or is it to do with your previous insurer?

Any insurance company will accept your NCB as long as it's within the 2 year period.

Christ
02-12-08, 06:58 PM
ok thanks