Young Driver

[Dan_Coombs]

Hey, i'm 17. Been driving for a month or so and want to get a 1.3 Nova SR. My current company won't insure me as they say a Nova is a classic car lol

But anyway...anybody know of a good insurance company for a young driver? Although any company name would help - i'll get a quote from any.

My mates 17 and is with adrian flux and they have sorted him out with his Nova, so just wondering if anybody else knows of some hidden gems?

Cheers.

[stevie-p]

gocompare.com

money supermarket


just research lol most people will insure you

[Dan_Coombs]

I did that to start with, and my current company came up on that as the cheapest. Rang em up and they said it's a classic car...
Just wondering if anyone has a recommendation.

[NovaBoi92]

use tesco compare. all the times ive used it its found MUCH cheaper prices than the rest. worth a try. adrian flux is quite good, try them. i always get ads from them on this site

[Jack]

Not once have I ever had a decent quote from a compare site, I always found it cheaper to go direct to the insurer lol

Elephant and Admiral are ok, Tesco but the car may be too old. Flux give discount for PNG club members.

[NovaLad]

How much is the discount to PNG members?

[Jack]

15%

[edit] So if your policy is more than ~£100, after the discount you've got your membership fee back plus some!

[matt_vaughan]

Try Bell Dan. Was actually contemplating fronting my insurance it was that ludicrous (none over 2 grand) then a lad at Norwich Union told my mum to ring bell (NU didn't have a chance was over 3 grand anyways) and they quoted me 1300 quid. Got my test on thursday and the quote is saved till 16th so kinda need to pass cause I know it will fly up knowing my luck.

By the way, standard 1.2 Nova Luxe.

[Asa-James]

when i was hunting for policies in the good old days of being 17, i found cheaper quotes for an sr than for my old 1.0 ltr 'loon, strange, methinks....

[Dan_Coombs]

15% discount! :eek:

Could save like £200! I'll ask them about it :thumb:

Cheers guys, i'll give bell ago too :D

[brainsnova]

when i first passed in 2000 i got a 1.3 sr insured for £850 tpft with norwich union :thumb:

[Pistol Pete]

My first car was a Peugeot 205 1.4xs and i payed just over £1000 tpft. Ring around and get some quotes. Theres no hidden gems really, just be honset and avoid, if you can, going on your parents insurance. Might save you money in the short term but no ncb in the long term. :)

[marc novataken]

my first car was a s2 rs turbo cost £1450 a year then nova was £800 now 1.1 fiesta £1800!

[Jack]

Feck me, I've never paid more than £600 to insure any car! And still wouldn't want to pay more than that now!!

Had to put up with some sh!tters for a few years though, namely a fiat uno for a year and then a 1.2 nova hatch for a couple years after that lol

[Mike]

15%

[edit] So if your policy is more than ~£100, after the discount you've got your membership fee back plus some!

Basically, £15 saved per every £100 the premium is then lol

[Lee H]

My mates 17 and is with adrian flux and they have sorted him out with his Nova, so just wondering if anybody else knows of some hidden gems?

Cheers.

Are you sure? Pretty certain Flux don't insure under 19's now.

[Adam]

HIC dont cover under 19s
But i think flux do as they do young driver policies

[Copers]

i had my corsa insured with flux until i went thro a wall in it and they quoted me on my nova too

[Rich]

Flux wouldnt insure me before i turned 19, but since i turned 19 they have given the best quotes by far

[Danio_MarshyMan]

Use one of your parents as the 1st driver and go with Direct Line... and if you carry on with them in the second year you will get the years no claims....

thats what i might be doing...

[Jack]

Use one of your parents as the 1st driver and go with Direct Line... and if you carry on with them in the second year you will get the years no claims....

thats what i might be doing...
Fronting, ace :tard:

Second driver NCB may not be honoured as full NCB by another insurance company btw. My cousin found that out after being insured for two years on my aunt's car, then trying to get her own policy - the only company who would honour the NCB was Direct Line, and they were comparitively expensive.

[Danio_MarshyMan]

but once you have done the 1st year and carry on with direct line in the second you'll have a no claims, and after that year you'll have 2 (if you dont crash) so even if they dont honour the 1st year there is always the second...

[kc_08]

Thats what i might be doing mate with directline when i got some money, with my own policy its 1500, with my mum as the policy holder with 5yrs no claims its 700ish and il get ncb protection incase i do have a crash to stop her looseing it

[Adam]

Does she not drive/have another insurance policy then /\ ?
Can only use no claims on one policy/

[Pistol Pete]

lol possible fronting fail IMO.

[Jim Mcrae]

Just ring around mate, Quinn are good for young drivers so are Direct Line (but they don't like modded cars) Im with Flux now and have been getting really good quotes, and im 19.

[nova danny1]

try these mate I've found they've always been the cheapest:thumb:
http://www.4youngdrivers.co.uk/

[kc_08]

Does she not drive/have another insurance policy then /\ ?
Can only use no claims on one policy/



Yeah she does now but she might be selling her car as she might be starting work a couple hundred yards away from my house lol, and wont need it/use it alot, so she might insure my car and if/when she needs to pop out in tht, just for like shopping and **** :P

[Danio_MarshyMan]

Does she not drive/have another insurance policy then /\ ?
Can only use no claims on one policy/

Yeah she does now but she might be selling her car as she might be starting work a couple hundred yards away from my house lol, and wont need it/use it alot, so she might insure my car and if/when she needs to pop out in tht, just for like shopping and **** :P

Does it matter if your parents already have a car and a policy??? i thought it wouldnt matter?? :confused:

[Jack]

As Burgo said, No Claims Bonus can only be used on one car at a time (having said that, a handful of companies will "mirror" your NCB if you insure more than one car with them - I put that in quotes as it tends to be a small discount rather than full NCB discount).

So, for example, if your mum has her own car which she uses he NCB on, she can't then insure your car in her name and use her NCB on that. Also, if mum has her own car and is also insured on a nova with junior on as a second driver, to the insurance company that smells fishier than a sweaty fishmonger on a hot day and points to fronting.

On top of that, most insurance companies also require that the main driver has to be the one who has their name on the V5.

[Breeny]

Not once have I ever had a decent quote from a compare site, I always found it cheaper to go direct to the insurer lol

Elephant and Admiral are ok, Tesco but the car may be too old. Flux give discount for PNG club members.

Kidding aren't ya! I've just been quoted £168 to insure a Golf GTI using money supermarket :p

OP - you may find this helpful - http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

[nick_nova]

when i was 17... had a 1.4 nova and it was 720 quid with post office. me as a named driver tho with my mum being the policy holder. props worth a try!

[stevie-p]

churchill just got fully comp on me loon for 1300 im 17 also

[Novaboi_1991]

lol i jus done a quote with churchill and my results are as follows,

third party fire n theft : 1,734.60
Fully comp : 1,625.40

lol wierd eh,

@ stevie-p : how is your insurance so low? im nearly 18 , what engine size u got ?

[Jack]

What was the excess on that fully comp quote? :p

[Novaboi_1991]

0 excess... on both quotes...

[Dan18]

Churchill Insurance. Fully Comp. Just 18. Passed in July. Own policy. Fully comp. 1989 Nova 1.2. £1150.
Mum has policy with them so I got 10% discount !

[Copers]

i got quoted 1975 with flux on my 1.2 with my soon to have full system, lowered and air filter declared on, i was paying 2100 with just backbox and lowered declared on my corsa, surely the above policies havent got mods claimed on?

[Jack]

i got quoted 1975 with flux on my 1.2 with my soon to have full system, lowered and air filter declared on, i was paying 2100 with just backbox and lowered declared on my corsa, surely the above policies havent got mods claimed on?
Problem highlighted :p

Give Sky a call. Discount for PNG membership!

[Plug]

I don't stand a chance with insurance. Got 7 convictions and i.m 20 with no ncb.