I got my car rear ended a few years ago by a pillock in a punto who was putting his phone back in its holder. I got ?100 damage, & a ?900 payout. The punto was taken away in a bin bag.
I have seen loads of people driving like 4rseholes & trying to text. it is physically impossible to concentrate on the road (even when stationary) and also concentrate on a screen the size of a postage stamp that is on your lap.