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Thread: what do u think??

  1. #21
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    Quote Originally Posted by ANDYRACER
    it's got 5 doors :evil:
    Nothing wrong with 5-doors mate....... 8)

  2. #22
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    epo u will have to bring urs out n let us have a look!!

  3. #23
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    Quote Originally Posted by Philsutton
    wont the fact it has 5 doors bring it down
    doesnt afftect my insurance, as apparently mine is a 5 door GSI
    I always thought it would be more....another 2 doors to break in to!

  4. #24
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    The car is very nice (tho i prefer 3 doors, in all cars), and is not overpriced in the slightest. The price is just right.

    The Mk4's hold their rpices very well, they have one of the best depreciation levels on the used car market.

    115BHP is more than enough too. It's not a racecar.

    Back to your original question, no way do i think an ongoing financial commitment of ?80+ a WEEK is good. Just get a 5.6% apr loan for ?3K and get a Mk3 golf instead. Or spread the cost over two )% free credit cards for 6 months.

    There is no point in trying to have something if you can't actually afford it. Look at the alternatives.

  5. #25
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    the ?81 is finance n insurance a week

  6. #26
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    how much would you end up paying for the car and over how long?
    tbh i wouldn't go for it.

    115bhp is plenty, but for a 2litre 16V it is laughable. You will have the fuel consumption of a 2litre 16V and the power of a 1.6 16V. You will also be paying higher insurance becasue of the engine.

    All Golfs hold their value VERY well for some reason compared to similar cars from other manufacturers, although there is no obvious reason fro this.

    I agree with Marty about if you can't afford it, don't get it. Why would you be paying for insurance weekly? Would it be cheaper to get that somewhere else and just get a loan for the car, not finance. A loan is usually much cheaper than finance.

  7. #27
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    Quote Originally Posted by rachaelrebekah
    the ?81 is finance n insurance a week
    what does that break down to
    ie ?40 for the car ?40 for the insurance?

  8. #28
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    Quote Originally Posted by Alex

    All Golfs hold their value VERY well for some reason compared to similar cars from other manufacturers, although there is no obvious reason fro this.
    prehaps it's because of their Excellent build quality, renound reliability, interesting and confortable interiors and the fact that a whole VW engine is good for 200k +

    could those be the obvious reasons

  9. #29
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    Quote Originally Posted by -Nick
    Quote Originally Posted by Alex

    All Golfs hold their value VERY well for some reason compared to similar cars from other manufacturers, although there is no obvious reason fro this.
    prehaps it's because of their Excellent build quality, renound reliability, interesting and confortable interiors and the fact that a whole VW engine is good for 200k +

    could those be the obvious reasons
    Not forgetting that fat balding middle aged men see the GTi badge and think they can relive their youth and pull some wispy blond chavette...

  10. #30
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    Marty, Im a banking credit assesment officer. 2 Credit cards with Decent credit limits will be a job on its own! Plus, If you apply for 2 within 3-6months it will lower your credit rating substantially.

    Sainsburys Bank have a 12 month 0% on purchases card, 5.94 lob. So thats very competitive, Be careful though because not all car sales companies will accept credit cards! Or even 1 credit card! They may also charge you anything from 2%-whatever they want! & its all legal.
    Taking money off the card will charge you 2% to start with & then 25.4% APR! Lol.
    So try to get a loan with a building society, as they are typically cheaper.

    Sorry about all that! Too much knowledge! Lol.

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