Had a mortgage expert over the other day. Promised me a massive saving on the interest rate (down to 3.19% from 5.57%) which got me excited. This week he called, saying the bank doesn't accept his proposition (if that's the right word) for a variety of reasons and the deal is off. Yet he charged me €295 for the work involved.
I could live with that, so I paid up...
...but being the suspicious prick that I am, I called the bank and inquired about the real reason for them not accepting his proposition. Turns out he was telling porkies and had not done his homework. In fact, his calculations were riddled with grave mistakes to the point it was just funny.
Anyway I am going to get my money back (shouldn't have paid in the first place, you know what they say about hindsight and that) so watch this space. Incompetent imbeciles. And this was not the first one - over the years we've had 4 so-called mortgage experts going through our paperwork, all promising miracles and they all failed miserably at our expense. They're *******s, the lot of them.