Not bothering to declare your mods?

[Pistol Pete]

If you cant afford to declared your mods, dont mod

Here here. In reference to my above post, I was 18 and bloody stupid!!

[Connor]

Here here. In reference to my above post, I was 18 and bloody stupid!!

Wasnt picking anyone out mate, i was just saying in general

[Benn]

I've told my insurance before that i'm changing to another Gm based alloy..
Just incase. As ingornance(sp?) isn't bliss and hasn't been for along time.

Mine got a few things i've never had, as i was thinking of fitting them.

[Bubba]

its all good untill you look @ the insurer "we dont cover modifications"....bugger

[MK999]

I agree, because everyone bangs a personal injury claim in, no matter how minor the accident was.

Tell me about it, I went into the back of someone in may, £275 of damage (and I think even that was high for a scratch in the bumper) that they tried to get £1300 out of me for, so I told them to fcuk off to the insurance company and I'd pay it through them to keep my ncb, it's still ongoing due to personal injury settlements and was up at £3000 by june!

[Jack]

on the insurance i have now on my nova i have declared everything, however on the van im about to insure i wasnt going to say about the different ford alloys that have been put on...however i will soon change it! but come on...how many people declare everything...even that url sticker?

I think you just have to use a little common sense. Invalidating insurance because of a URL sticker in the window is a bit daft if you ask me - do they give you a discount for having a car alarm sticker? No.

If you have a car thats pretty heavily modified, the insurer probably won't give a toss if you forgot to declare a sticker or other minor mod. If you have stated a car to be bog standard though when its got wheels or suspension, then thats pushing things. However, if when you get your quote on the phone you tell them it has wheels from a different ford and they don't bother about it then you're in the clear. I'd keep a record of the date/time of the call JUST in case though.

Agree with the personal injury claims should be handled by a personal injury policy though.

[Bubba]

im wondering how much im going have to declare if i get the nova finished O_o

[General Baxter]

I agree, because everyone bangs a personal injury claim in, no matter how minor the accident was.

i dint,

[MK999]

im wondering how much im going have to declare if i get the nova finished O_o

Wondering the same about mine (mustard project), it would be easier to tell them whats still standard rather than whats modified

[Spudly]

They didnt actually invalidate his cover due to the url stickers, but they certainly tried to though!