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Thread: Broken leg, invalidates insurance?

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    Default Broken leg, invalidates insurance?

    Does anyone on here work in insurance? Preferably in claims to answer this?

    Or failing that any police officers on here?

    Need to know if someone (not me) driving with a broken leg invalidates insurance?

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    Bzzzzz Admin Jack's Avatar
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    Can't say either way, as it all depends on the situation and what the insurance company (and medical staff) said to the driver.

    I would have thought they'd have been advised by medical staff not to drive with a broken leg though!

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    Thanks Jack, I've been told by the Police that is depends if they have full control of the car they're driving and seeing as he crashed at high speeds it would seem not!

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    It depends on the doctors advice, if they have not advised the person cannot drive then all is good. Insurance are only concerned about med conditions that need to be notified to the DVLA and/or a Doctor has advised against driving with.

    I can post a list and our companies guidelines if you need mate

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    Bzzzzz Admin Jack's Avatar
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    Just thought, some medication may come with a warning not to drive if it causes drowsiness etc. I know my current painkillers do, but then I can't even sit in a car at the mo so I'm not daft enough to try and drive it

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    Jack you've no idea how useful that is!

    Mattman, can you PM me with them please?

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    depends where they put a line in the sand between a cut finger and a full body cast and partial sight affecting your ability to drive, if they were an ass about it I wouldn't be surprised if they refused to pay claiming pain from a cut finger negatively effected your ability to drive!

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    I would say if your leg is in a restrictive cast, then you shouldnt drive end of! (unless its an auto and its your left leg thats broken)

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    Tibia and Fibia broken, and one of the bones has a metal bar and screws in it, no cast though

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    Yep i work in a claims dept.

    You should be cleared by your GP or consultant before you can drive...BUT the onus for knowing whether you re capable of controlling the vehicle falls mainly in your OWN court; ie if your control and confidence is unaffected then you might well decide to drive.

    As said already, if it is a left leg and you have auto transmission, it is not so much of an issue.

    ....But- confused slightly.... did we break our leg then drive afterwards and have another 'incident'..?

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