Agreed value on my Sr

[Edd]

Iv just picked up this Sr,

http://www.pistonheads.com/sales/1460697.htm

It is VERY VERY clean.

I want to get insured with a agreed value of £4000, imo it would irreplaceable if it would to be stolen, so i would want the FULL £4000 if it were.

What is the best company to go with for a agreed value ?

Bare in mind that i would want the full amount as i know people that have had agreed value and then the company only offers book price when the car was stolen, which on a 21 year old nova is not going to be much.

Thanks in advance Edd.

[skyinsurance]

so.. you bought a car for £2495 (ono I assume) and now you want to value it at £4000..

It looks mint.. looks great, looks like a fantastic purchase but why are you now valueing it at £4000?

[Edd]

so.. you bought a car for £2495 (ono I assume) and now you want to value it at £4000..

It looks mint.. looks great, looks like a fantastic purchase but why are you now valueing it at £4000?

because im intending on putting a Irmscher injection kit on it worth £150 and my Rotrex supercharger which was £1500. Plus a few extra bits probably worth another £100

Plus you are never going to buy a nova sr as clean and original as this so you cannot put a price on replacing it so if it were stolen thats what i would want back.

Can you help ?

[jakeufton]

are you going to agree value it at £4000, then it gets "stolen" then you get a £1500 profit, or would this not work?

[Edd]

are you going to agree value it at £4000, then it gets "stolen" then you get a £1500 profit, or would this not work?

what i am trying to say is that there is no way you could replace this car.

got it for £2400 plus what im putting on it makes it worth more than £4000.

not trying to make a 'profit'.

[Edd]

can anyone point me in the right direction ?

or do i not bother with the agreed value ?

[Jack]

Go for agreed value if you can get it, but I wouldn't hold out for £4k. Thats more of a Sport valuation tbh.

Unfortunately just because you're adding on parts worth, say, £2k doesn't mean the car is worth £2k more.

[skyinsurance]

because im intending on putting a Irmscher injection kit on it worth £150 and my Rotrex supercharger which was £1500. Plus a few extra bits probably worth another £100

Plus you are never going to buy a nova sr as clean and original as this so you cannot put a price on replacing it so if it were stolen thats what i would want back.

Can you help ?

Ok.. the way to value a car is how much it would sell for, including modifications to a like minded car enthusiast. I wouldn't value it at what you spent on the car + mods.. I've spent £8k on my 1988 Mr2, I paid £3k for the car... I do not value it at £11k, I value it at £4500.

We can insure the car for you but I'm afraid we couldn't offer an agreed value. We would however fight your corner if there was a dispute over the value but we very, very rarely have to do this.

Fewer and fewer companies are offering these.

There is a lovely 50K SR on the very same page on pistonheads.

Thanks

Ollie
Sky Insurance

[Edd]

Ok.. the way to value a car is how much it would sell for, including modifications to a like minded car enthusiast. I wouldn't value it at what you spent on the car + mods.. I've spent £8k on my 1988 Mr2, I paid £3k for the car... I do not value it at £11k, I value it at £4500.

We can insure the car for you but I'm afraid we couldn't offer an agreed value. We would however fight your corner if there was a dispute over the value but we very, very rarely have to do this.

Fewer and fewer companies are offering these.

There is a lovely 50K SR on the very same page on pistonheads.

Thanks

Ollie
Sky Insurance

if it were stolen then what would you pay out ?

how much would you value it at then ?

i got it for £2400 but i think its worth more than that.

what im trying to get at is that this SR is NOT replaceable, never been welded, waxoyled from new full vauxhall service history etc.

the gray one on pistonheads has been welded in the boot, rusty door, dent in wing and this is what the seller told me.

[craig green]

so.. you bought a car for £2495 (ono I assume) and now you want to value it at £4000..

Err thats hardly a very professional reply on behalf of your company.......

Nothin but a load of dicks replying in here!
The car is nigh on irreplaceable & yet I dare say if anyone else was in the same boat, thety would want their investment protected.