how do u get Trade insurance

[Spudly]

I bet you get stopped all the time dont ya with trade insurance as your car doesnt come up on the database as being covered!

www.askmid.com Check on here!

[L33 LEG]

no u ring them up and they put it on the database. obviously if u are just buying a car and driving it home the one time u dont ring them up and it is likely ul be pulled over, but if you have your certificate with you and the v5 ul be fine.

[Lee]

most other ones mechanics etc have to be in someone elses name

That cant be right, as I can do that on my normal 250 quid policy . If your paying for trade insurance, you should be able to drive anything, in your name or not.

[Jack]

That cant be right, as I can do that on my normal 250 quid policy . If your paying for trade insurance, you should be able to drive anything, in your name or not.

If you're in the motor trade though you would be paying more than £250, thats one occupation that ups the premium.

It wouldn't surprise me if the cars have to be "owned" by the business. My sister the HMRC tax goblin spends much of her time reposessing business assets, and one of the things they look out for is business insurance. If a vehicle is covered by a business/trade insurance, they consider the vehicle to be fair game

[rednova]

I got a quote for a traders policy - im a panel beater by trade but told them this was just as i buy and sell cars, came back about £600 to which i can have 4 cars of my own social domestic pleasure etc and drive any other car, you can also add bikes too.

they didnt ask for premises etc just ring up if i wanted cover on whatever car etc

[gsiboy21]

^^ as long as they arnt in your name ?

well that depend,s on you company as mine covers personale cars (as many as i want ) as long as none of them a worth more than 16k and costermers car up to the value of 36K and im 24 with 0 ncb and i pay £1486

[Rich]

That cant be right, as I can do that on my normal 250 quid policy . If your paying for trade insurance, you should be able to drive anything, in your name or not.

Mechanics don't get the drive other vehicles option I asked last time i called my insurance, he told me i cant have it because of my occupation