young drivers take a look!!

[srnova_87]

hey im 18 and have a 1.2 with alloys, a k&n and an aftermarket exhaust. last year i got absolutely raped on my insurance (first alternative, never again!!) and had to pay 1300 big ones. that time of the year has come round again and i have found a killer of a quote from norwich union. bearing in mind i got done for speeding by a pig with a speed gun (doh, 3 points), and only have 1 years no claim, they still managed to quote me 530 quid tpf&t or 600 fully comp!! mite b worth checkin out for all the fellow young nova owners amongst u!! worked 4 me!! :lol: :lol: :lol:

[Jack]

Assuming you're the main driver and those mods are declared thats not too bad a price.

[srnova_87]

yeah im the main driver, as i sed had to pay 1300 quid last year which pissed me off, the company im currently with have quoted me 950 to renew, dont think i will give them any more of my money lol!! and all mods have been declared, as much as i hate the law system i like to keep on the right side of it!!

[probert_nova]

iv'e got my sr insured with NU for my second year of driving,was under my mums name last year.with pass pluss and one years driving i'm payin ?600 fully comp which is unbelievable i think.

[srnova_87]

nice 1 mate, i think they've made a new years resolution to be nice to young drivers with modified novas haha!! any1 else had any decent quotes recently from NU or anywhere else?

[General Baxter]

mines not to bad 1200 fully comp all mods form NU
cav
engine mods - Full sportex exhaust system twin square rear box, performance cat, custom made manifold, T2 turbo with stage two, K&N pannel filter in LET airbox, moved oil filter, front mounted intercooler
wheel mods - J7 milli spider 17 on 205/40-17 P6000 tyres
exterior - combat rear bumper, evo spoiler, combat side skirts, widemouth meshed front bumper, meshed gsi grill, side bump stiped removed, debaded, dark smoke tints allround,
interior - cavalier diplomat leather seats (heated), gsi door cards, calibra oil press and amp white dash dials, lockwood white dials, LED switches, electric sun roof conversion, DID conversion, omega light roof rear door handle conversion
i.c.e - JVC cd player std 4 speaker vauxhall system
chassis - lowered 60mm on apex coil overs, 308mm big brake upgrade
kit, :lol:

pick up has to much spec to list but its 1750fully comp with NU

[srnova_87]

that is a lot of mods for a 1200 pound premium, wot a bargain!!! maybe one of the novaload crew has taken over as MD at norwich union haha!! special discounts all round :lol: :lol: :lol:

[General Baxter]

im classed as a 'pro' driver :lol: yeah right

[srnova_87]

haha, but pro at wot?? :D haha

[Jack]

I've just got ?612 from Churchill, fully comp and mods declared lol

[srnova_87]

its looking good for modified car owners this year!!! :D i wonder why insurance companies are bein so generous lol!!

[SMURPHIOUS]

I'm insured with Norwich Union on my 1.4SR all mods declared (Alloys Lowered, Exhaust, Stereo) for ?400. They gave me ?100 back when i changed from Pug 205 XLD (1.7 non turbo Diesel shite) to my Nova.
This year is indeed looking good on the insurance front!


Who says Insurance companys are robbing Ba****ds!

[Adam]

I've been getting a few quotes with Norwich Union just lately, and i have to agree, they have been cheaper than everywhere else.

I didn't know they covered mods tho too.
:D

[mad-driver]

Baxter is pro at changing cars every 2 weeks:D

[Will]

I've been getting a few quotes with Norwich Union just lately, and i have to agree, they have been cheaper than everywhere else.

I didn't know they covered mods tho too.
:D

http://www.novaload.net/forum/showthread.php?t=58762

[SMURPHIOUS]

I didn't know they covered mods tho too.
:D


They cover up to 3 mods, Had to argue the point that shocks and springs for lowering was 1 mod not 2! but otherwise they were fine. Stereo isnt classed as a mod by them although they are aware that it it is non standard.... go figure!

[burgo]

bastid ****y insurance want ?1800 off me for my cav

[Will]

what is it a 4x4 LET cav? pmsl

[Jack]

Do they not just add 50% because its Burgo?

[burgo]

Do they not just add 50% because its Burgo?thats probably the case. and it was a 1.8spi but due to the ****y coucil ive had to change the engine and a 2l 16v eco-tec came up cheap so fitted that

[General Baxter]

so why does it say on my cover form,

modifications
body - unlimited
alloys - locking nuts
engine - exhaust
suspension - >50
audio - unlimited

[nova sr 1400]

try liverpool victoria.liverpool victoria insurance cos i am 18 only ad licence for 9month n got insurance for 1300 for a full year fully comp for a nova sr 1400 only 250 fird party thru dad for a full year good company good prices like

[Adam]

LV dont insure mods.

[Adam]

so why does it say on my cover form,

modifications
body - unlimited
alloys - locking nuts
engine - exhaust
suspension - >50
audio - unlimited
Sure your with NU? lol
They didn't put you through to any other insurer?
Whenever i have rung up, they said they will insure a limited number of mods.

Unless you flashed your cheque book and they let you insure extra mods. lol

[General Baxter]

Sure your with NU? lol
your cheque book and they let you insure extra mods.lol


LV you plink :D

me cheques, you know i work in cold hard cash and paypal

+get on msn

[Adam]

Meh, im too busy for MSN. lol

And LV dont insure mega mods like your cav has ;)

[Will]

mines not to bad 1200 fully comp all mods form NU
cav
engine mods - Full sportex exhaust system twin square rear box, performance cat, custom made manifold, T2 turbo with stage two, K&N pannel filter in LET airbox, moved oil filter, front mounted intercooler
wheel mods - J7 milli spider 17 on 205/40-17 P6000 tyres
exterior - combat rear bumper, evo spoiler, combat side skirts, widemouth meshed front bumper, meshed gsi grill, side bump stiped removed, debaded, dark smoke tints allround,
interior - cavalier diplomat leather seats (heated), gsi door cards, calibra oil press and amp white dash dials, lockwood white dials, LED switches, electric sun roof conversion, DID conversion, omega light roof rear door handle conversion
i.c.e - JVC cd player std 4 speaker vauxhall system
chassis - lowered 60mm on apex coil overs, 308mm big brake upgrade
kit, :lol:

pick up has to much spec to list but its 1750fully comp with NU

who are u insured with LV or NU

or are you being ghey

[Will]

LV dont insure mods.

not online but on the phone it depends who u talk to TBH

its all dodgy with them!

[Adam]

not online but on the phone it depends who u talk to TBH

its all dodgy with them!
Ye, i rung up one time and they said no to mods.

But i rung again about half an hour later and a different advisor bloke said yes, and let me declare my alloys etc etc. It helps with my wheels being GM too.

I've just got a few more quotes with NU, and their prices are amazing:D
i paid ?1050 this year, aged 18, no ncb.
Just got a quote for ?468 from NU, aged 19, 1yrs NCB. :cool::thumb:
LV quoted ?798.

Only prob is that NU wont insure engine swaps, and i dont want to stick around with this 1.2 for much longer,lol. :(

[Will]

as your lucky enough to be 19+ you should try both HIC and defo Flux..... for your needs

[Adam]

as your lucky enough to be 19+ you should try both HIC and defo Flux..... for your needs
Aye i will do.
Cant see them beating NU tho tbh.
But they will let me swap the engine :D

[Jack]

try liverpool victoria.liverpool victoria insurance cos i am 18 only ad licence for 9month n got insurance for 1300 for a full year fully comp for a nova sr 1400 only 250 fird party thru dad for a full year good company good prices like
:english:

I'm guessing that translates to you got a quote from LV for a 1.4SR for ?1300 fully comp, or ?250 TPF&T with your dad as the named driver? (gotta love fronting)